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"Royal is an exceptional agent!"
Carl and Linda Lundblad
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Read What People Are Saying About Me 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 

"Royal is an exceptional agent!"
"Royal is an exceptional agent!"

Carl and Linda Lundblad
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"Royal was an excellent agent"
"Royal was an excellent agent who was easy to talk to and relate with. He was very helpful to us in the short amount of time we had to find a home.

Ryan and Rebecca Hardekopf
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"Royal was excellent!"
"Royal was excellent and we would recommend him to friends and family."

Chris and Jill Hooper
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"Royal worked extremely hard for us"

Daniel Shauver and Jennifer Bowen-Shauver
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We could never have survived this process w/o you!
"We could never have survived this process without you!"

Dave and Meghan Roggenbuck
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School Reports in Schaumburg, Hoffman Estates and Elk Grove Village, Illinois
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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Royal Hartwig, REALTOR®, real estate agent and broker for Schaumburg, Hoffman Estates and Elk Grove Village, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Royal Hartwig
Coldwell Banker

140 A South Roselle Road
Schaumburg, IL 60193
847-985-0200
Fax: 847-301-1729
royal.hartwig@cbexchange.com


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